Most people feel happier when they know that they have put their affairs in order with a Will and Lasting Power of Attorney. We have considerable experience and high levels of technical expertise to help our clients plan for the future of their estates and minimise Inheritance Tax liability
Financial Advice
Managing your money can sometimes be a headache and the huge choice of financial products that are now available can often be confusing. Welford Place Wealth Management can offer you truly independent financial advice with the assurance that their advisers are authorised by the Financial Services Authority to conduct investment business.
They can help with:
- Investments
- Mortgages
- Pensions
- Retirement Planning
- Inheritance Tax Planning
- Equity Release
- Long Term Care
- Life Assurance
- Insurance
- Household/Contents Insurance
- Buildings Insurance
The following are some typical examples of where financial services are frequently required, over and above routine savings:
- Retirement: Various options arise at retirement. For example, do you take any available lump sum? If you have a money purchase fund, should you buy the annuity or take income drawdown? If pension planning is still in its early stages, do you need to pay higher contributions to achieve your target fund? Which pension do you choose? Do you need to pay into an AVC?
- Inheritance Tax Planning & Saving: Do you have an estate which will attract inheritance tax? If so, how can you try to mitigate this liability? Is your family protected if you die prematurely?
- Divorce: How will any divorce impact on your savings and pension arrangements in particular. How do you get the best price for your endowment if this has to be surrendered?
The range and complexity of financial products available today mean that few people have the time and resources to keep abreast of all the options, or the expertise to choose between competing products. Independent financial advice can help you progress from where you are today to where you aim to be in the future.
Bray & Bray are not authorised by the FSA. We are allowed to provide only certain limited services in relation to investments, in respect of which we are regulated by Solcitors Regulation Authority (who operate a complaints and redress scheme), and we may refer you to an authorised person in any event. We would therefore recommend that you allow us to refer you to Welford Place Wealth Management or another firm of Independent Financial Advisers, if you prefer.
We are part owners of Welford Place Wealth Management, Independent Financial Advisers, and we would be very pleased to introduce you to them if you wish. Welford Place Wealth Management is not regulated by the Law Society, and customers of Welford Place Wealth Management are not covered by the statutory protections attaching to the clients of a Solicitors practice. Welford Place Wealth Management is a trading style of Ashwood Law Professional Link (JVC1) Ltd (Registered number 4667146, Registered in England & Wales) which is an appointed representative of Ashwood Law LLP, Ashwood Law House, Newton Road, Heather, Leicestershire LE67 2RD which is authorised and regulated by the Financial Services Authority.
