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The Right to Buy scheme allows most council tenants to buy their homes at a discounted rate. The first thing you need to do is to check whether you are eligible for the Right to Buy scheme.

Buying your first home is an exciting time, but can also be a little daunting too. Below are three things you need to consider to help you make an informed decision when going through the process of your Right to Buy purchase.

1. Title Plan

You will be required to sign a plan on which the property and land being transferred to you is edged in red. It is very important that you check this and are absolutely satisfied with the position on the ground. The council’s surveyors can make mistakes in drawing up the plans and because your conveyancer does not visit the property, the onus is on you to make sure it is right – check and check again!

2. Structural Survey

The council at this moment in time do not conduct structural surveys when valuing the property. If you are purchasing with a mortgage, your lender will only conduct a basic lender valuation to assess how much they can lend on the property. You should consider whether you should conduct your own structural survey to identify any structural issues.

3. Conveyancing Searches

The typical searches a conveyancer will conduct on your property will be a local, drainage and environmental search. The searches are not compulsory for cash buyers, however we do highly recommend them. They provide information on radon risk, smoke control order, permitted development rights being withdrawn and many more matters. The searches may reveal matters that you do not know about despite living at the property for years.

Advice on your Right to Buy purchase

At Bray & Bray we assist our Right to Buy clients fully on the whole conveyancing process. I deal with all Right to Buy purchases, so for any advice please don’t hesitate to contact myself directly either by email mbhimber@braybray.co.uk.

Bray & Bray have three main offices across Leicestershire, feel free to phone or pop in to talk to our solicitors.