For Your Family
Helping to look after your loved ones.

Financial Advice

Managing your money can sometimes be a headache and the huge choice of financial products that are now available can often be confusing. Welford Place Wealth Management can offer you professional financial advice with the assurance that their advisers are authorised by the Financial Conduct Authority to conduct investment business.

They can help with:

  • Investments
  • Mortgages
  • Pensions
  • Retirement Planning
  • Inheritance Tax Planning
  • Equity Release
  • Long Term Care
  • Life Assurance
  • Insurance
  • Household/Contents Insurance
  • Buildings Insurance

The following are some typical examples of where financial services are frequently required, over and above routine savings:

  • Retirement: Various options arise at retirement. For example, do you take any available lump sum? If you have a money purchase fund, should you buy the annuity or take income drawdown? If pension planning is still in its early stages, do you need to pay higher contributions to achieve your target fund? Which pension do you choose? Do you need to pay into an AVC?
  • Inheritance Tax Planning & Saving: Do you have an estate which will attract inheritance tax? If so, how can you try to mitigate this liability? Is your family protected if you die prematurely?
  • Divorce: How will any divorce impact on your savings and pension arrangements in particular. How do you get the best price for your endowment if this has to be surrendered?

The range and complexity of financial products available today mean that few people have the time and resources to keep abreast of all the options, or the expertise to choose between competing products. Independent financial advice can help you progress from where you are today to where you aim to be in the future.

We also always work on the basis that we will only do the work that you want us to do, without pressuring you to take up services that you don't want or need right now.  Our transparency with costs and pricing also means that we will only ever charge you for what we do - rather than taking percentage of what you inherit.

Bray & Bray are not authorised by the FCA. We are allowed to provide only certain limited services in relation to investments, in respect of which we are regulated by Solicitors Regulation Authority (who operate a complaints and redress scheme), and we may refer you to an authorised person in any event. We would therefore recommend that you allow us to refer you to Welford Place Wealth Management or another firm of Financial Advisers, if you prefer.

We are part owners of Welford Place Wealth Management, Financial Advisers and we would be very pleased to introduce you to them if you wish. Welford Place Wealth Management is not regulated by the Law Society, and customers of Welford Place Wealth Management are not covered by the statutory protections attaching to the clients of a Solicitors practice. Welford Place Wealth Management is a trading style of Ashwood Law Professional Link (JVC1) Ltd (Registered number 4667146, Registered in England & Wales) which is an appointed representative of TenetConnect Ltd, which is authorised and regulated by the Financial Conduct Authority.

Bray & Bray's experts don't just dip in and out of different areas of law – all our lawyers specialise in certain areas and have the knowledge and confidence to take on any kind of case in their area of law. Contact us and we'll work alongside you from start to finish.

We know that when our clients are dealing with a stressful legal situation the last thing they need is to be confused by jargon, or made uncomfortable by stuffy professionals. Our plain speaking transparent approach puts people at ease and we're really proud of it.

We offer a complete range of legal services, from personal injury to family law, criminal defence and immigration. We have expert teams of lawyers working in all legal areas, and you'll never work with anyone who isn't fully versed in the relevant laws.

We're based in Leicester and the county but we serve clients nationwide, so don't hesitate to get in touch if you're based some distance away. We do everything we can to make things simple for clients based elsewhere – we'll keep in touch via phone and email, and we'll come and visit you should we need to.

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